Last Updated: May 7, 2026
Janowski Insurance Services is committed to protecting your privacy. This Privacy Policy explains what information we collect about you, how we use it, when we share it, and what choices and rights you have. It applies to information we collect through our website (janowskiinsuranceservices.com), through phone calls and emails with our office, and during the insurance application and enrollment process.
When you contact us through this site, request information, or apply for coverage, you may provide us with:
When you visit this site, we (and the analytics services we use) automatically collect:
We use the information we collect to:
We share your information only with:
We do not sell your personal information for marketing purposes, and we do not share it with third parties for their independent marketing.
Under the Gramm-Leach-Bliley Act and its implementing regulations, financial institutions including independent insurance producers must explain how they share nonpublic personal information. Our practices are summarized in the table below. You have the right to opt out of any sharing for which a federal opt-out right applies; we currently do not engage in any such sharing.
| Reasons we share | Do we share? | Can you limit? |
|---|---|---|
| To respond to court orders or legal investigations | Yes | No |
| For our everyday business purposes — such as processing applications, servicing your accounts, and reporting to credit bureaus and regulators | Yes | No |
| For our affiliates' everyday business purposes | No | Not applicable |
| For our affiliates to market to you | No | Not applicable |
| For nonaffiliates to market to you | No | Not applicable |
If our information-sharing practices change, we will provide you with an updated privacy notice and any opt-out rights to which you are entitled.
When we handle health information on behalf of an insurance carrier, we do so subject to the Health Insurance Portability and Accountability Act (HIPAA) and any business-associate agreement we have with that carrier. We maintain administrative, physical, and technical safeguards designed to protect your protected health information.
We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, alteration, or destruction. These include encrypted storage and transmission of sensitive data, access controls limited to authorized personnel, secure handling of paper records, and ongoing review of our security practices.
No method of transmission or storage is perfectly secure. If we become aware of a security incident affecting your personal information, we will notify you and applicable regulators as required by law.
Depending on where you live, you may have the right to:
If you are a Virginia resident, the VCDPA gives you the right to confirm whether we process your personal data, access it, correct inaccuracies, request deletion, obtain a copy of your data, and opt out of certain processing. To exercise these rights, contact us using the information at the bottom of this page.
If you are a California resident, you have the right to know what personal information we collect about you, to request that we delete your personal information, to opt out of any sale of your personal information (we do not sell personal information), and to non-discrimination for exercising your rights.
Several other states have enacted consumer-privacy laws with rights similar to those described above. If you live in a state with such a law, you may exercise the rights it provides by contacting us. We will respond as required by the applicable law.
Our website uses cookies and similar technologies to remember your preferences, measure traffic, and improve site performance. You can control cookie behavior through your browser settings, including blocking or deleting cookies; doing so may affect the functionality of some site features.
Our site may contain links to third-party websites, including HealthCare.gov, Medicare.gov, insurance carrier sites, and tools we reference. We are not responsible for the privacy practices of those sites, and this Privacy Policy does not apply to them. We encourage you to review the privacy practices of any third-party site you visit.
Our services are intended for individuals 18 and older. We do not knowingly collect personal information from children under 18. If you believe a child under 18 has provided us with personal information, please contact us and we will take steps to delete it.
We may update this Privacy Policy from time to time to reflect changes in our practices, the law, or the products we offer. When we make material changes, we will update the "Last Updated" date at the top of this page and, where required, notify you directly. We encourage you to review this Privacy Policy periodically.
Janowski Insurance Services
Attn: Privacy Officer
Virginia Beach, VA 23453
Email: Email Matt
Phone: (518) 258-4226
This Privacy Policy applies to information practices of Janowski Insurance Services. Insurance carriers and other third parties have their own privacy policies that govern how they handle your information.